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Steps to get a loan

  • From the loan presentments below, find the one that meets your financing needs.
  • Click Start application button to visit Lender/LSP's site.
  • Apply directly on Lender/LSP's site. While your application is being processed, visit Amazon Seller Central to check status.
  • Once an application is approved, you will be asked to lock your disbursement bank account on Seller Central (if account locking is listed as a loan requirement). Till the account is locked, you will not be able to change it. All Amazon sales disbursements will go to this bank account.
  • Once the account is locked, we will let the Lender/LSP know. Lender will process your loan and disburse funds to you.
  • After the loan is closed, the Lender/LSP will unlock your Seller Central disbursement account.

Available financing options

Dowsure
Up to US$1,000,000 Line of credit Expires: Sep 27, 2023
0.016% - 0.033% Daily Rate
12 Month(s) Term
  • Disbursements available in CNY and USD
  • Higher credit line available if application includes revenue from other stores
  • Application process is entirely online
  • Revolving credit line, loan disbursement as soon as 1 day within approval
To start the loan application you will be redirected to the Lender’s or the LSP’s site
By clicking on ‘I agree,’ you agree and authorize Amazon to share your business’s data on file with Amazon with the Lender or Lending Service Provider (LSP), including tenure, sales and disbursement data over different time frames, main product category, Fulfillment by Amazon (FBA) inventory, account status, total number of orders, returns, cancellations, order defects, late shipments, warning actions, and number of customer feedback over trailing 12 months. This data will be shared by Amazon when you provide your agreement, including during the application process and for the duration of any loan your business obtains. The Lender or LSP may use this data to make a decision about whether your business qualifies for the loan and to administer your business’s loan and the loan program, including to assess and control risk throughout the life of the loan.
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Action Needed

Disbursements and repayments for financing are currently not enabled through debit cards. To apply for financing, please change your default deposit method to a bank account.
Amazon Community Lending

The Amazon Community Lending program is a partnership between Amazon and Lendistry, an established minority-led Community Development Financial Institution (CDFI), which serves traditionally low-to-moderate income communities, minority-owned businesses, and other historically disadvantaged business owners and the communities they serve.

All U.S. -based Selling Partners are invited to learn more and determine if financing options from Lendistry are the right fit for their business needs. Business owners who identify with communities that Lendistry aims to serve are encouraged to apply.

If your business is interested in participating in this program, please click the “Continue” button below.

Any content translated prior to this experience was translated for convenience only. By continuing, you understand your experience here and forward is English only.

Amazon Terms and Conditions:

Disclaimer: the financing options that appear on Seller Central are from third parties from which Amazon receives compensation. Amazon provides its Seller community with links to one or more financing options, but Sellers should be aware that other Lenders may provide different types of loan products that have different underwriting standards and contain different loan terms. Financing options shown on this page are an informational resource only. If you elect to apply for a loan, you will be re-directed to an application page hosted by the Lender or Lending Service Provider (LSP), where you will be asked for additional information. All loan applications will be underwritten and decisioned, and all loans will be made, solely by third-party Lenders that are neither owned by nor affiliated with Amazon. Amazon will not play any role in the underwriting or decisioning of any loan application and will not act as a Lender in any loans made pursuant to the financing options provided on Seller Central. Lenders may revise eligibility criteria or introduce additional requirements for loans, including in order to qualify for certain terms or rates, at their discretion. Amazon does not guarantee that you will be approved nor make any representations as to the Lenders, LSPs, or financing options provided. If you obtain a loan, you will be contracting directly with the Lender and your business’s loan will be subject to the terms of any contract between you and the Lender. Amazon will not mediate any disputes between you and the Lender or LSP. For questions about financing options, please contact the Lender or LSP directly.
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